People first. Then the numbers.

Money worries can feel heavy. We ask a few questions at your pace, then put you in touch with an adviser from a partner debt firm.

A woman at her kitchen table talking on her phone, looking reassured.

How we help

Debt can build up for anyone: a change at work, a bill that went up, an illness. We start with a few simple questions.

We ask what you owe, what comes in and what goes out. If you agree, we pass your details to a partner debt firm, and an adviser from that firm contacts you.

We also have guides to different kinds of debt, and a budget planner. They’re general information, and what you do next is up to you.

How we work with you

  • No pressure

    Go at your own pace. Nothing is passed on until you ask for help.

  • Guides in plain English

    Our guides explain the main options in general, with the pros and cons of each.

  • You decide

    Nothing goes ahead unless you agree.

  • Clear about fees

    The firm explains any fee before you agree to anything.

How we are paid

We’re paid by our partner debt firms. If we introduce you to one, it may pay us a fee for the introduction.

Any fees for a debt solution are set and explained by the firm before you agree.

Who is behind us

Help with Money, a trading style of Your Debt Plan UK Limited. We’re a lead generation service. When you ask for help, we pass your details to one of our partner debt firms, and any advice comes from them.

Talk it through when you’re ready.

Answer a few questions at your own pace. Nothing goes ahead unless you agree.